Privacy Policy

Nevtix (“we”, “our”, “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and share your personal and financial information when you use our services to apply for credit, credit cards, or mortgages (collectively, the “Services”). By using our Services, you consent to the practices described here.

1. Information We Collect

We collect information necessary to provide credit-related services and comply with legal requirements, including:

a. Personal Information

• Full name, date of birth, social security number (or tax ID), and contact details
• Identification documents (passport, driver's license, national ID)
• Employment, income, and financial history
• Bank account and payment information

b. Credit and Financial Information

• Credit history, credit scores, and credit report data from credit bureaus
• Loan, mortgage, or credit card application data
• Payment history and outstanding debts

c. Usage and Device Information

• Device type, operating system, browser, IP address, and location
• Interaction data with our website or app

d. Cookies and Tracking

• Cookies and similar technologies may be used to analyze usage, detect fraud, and improve Services

2. How We Use Your Information

Your information is used to:

• Evaluate creditworthiness and process credit applications
• Issue credit cards, loans, or mortgages
• Manage your account, payments, and communications
• Detect and prevent fraud, money laundering, or unauthorized transactions
• Comply with legal, regulatory, and contractual obligations
• Improve our Services and provide personalized offers

3. How We Share Your Information

We do not sell your personal information. We may share your data with:

a. Service Providers

• Credit bureaus and financial institutions for credit checks and reporting
• Payment processors, technology providers, and analytics services

b. Legal and Regulatory Authorities

• If required by law, regulation, or legal process (e.g., anti-money laundering obligations)

c. Business Transfers

• In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction

d. Authorized Third Parties

• With your consent, we may share limited information with partners offering financial products

4. Credit Reporting and Decisioning

• We may obtain your credit report from third-party credit bureaus to evaluate applications.
• Our decisions may be automated using algorithms, but you have the right to request human review.
• We may report your credit activity (loans, repayment history) to credit bureaus, as required by law.

5. Data Retention

We retain your personal and financial information only as long as necessary to:

• Provide our Services and manage accounts
• Comply with legal, regulatory, and tax obligations
• Detect fraud or enforce agreements

6. Data Security

We implement strong technical and organizational measures to protect your data, including:

• Encryption of sensitive financial data
• Secure authentication and access controls
• Continuous monitoring for security threats

7. Your Rights

Depending on your location, you may have the right to:

• Access, correct, or delete your personal information
• Object to or restrict processing
• Withdraw consent for certain uses of your data
• Receive a copy of the information we hold about you

To exercise these rights, contact us at support@nevtix.com.

8. International Data Transfers

If your data is transferred outside your country of residence, we ensure adequate protections are in place to meet regulatory standards (e.g., GDPR-compliant transfer mechanisms).

9. Children's Privacy

Our Services are intended for adults (18+). We do not knowingly collect personal information from minors.

10. Changes to this Privacy Policy

We may update this Privacy Policy to reflect changes in our practices or legal requirements. Updated policies will include a new “Effective Date.” Continued use of our Services constitutes acceptance of the updated terms.

11. Contact Us

For questions, concerns, or to exercise your data rights, contact us at:

Email: support@nevtix.com